Why Farm Credit?

Farm Credit 100 YearsProgressive Farm Credit Services, a member of the nationwide Farm Credit System has been serving the farmers of Southeast Missouri for more than 100 years. The Farm Credit System was established for the sole purpose to support American agriculture by making loans to qualified borrowers at competitive rates and providing insurance and related services. And Progressive Farm Credit Services has been doing just that, generation after generation, standing side by side with our customers "Making Things Grow" through innovative lending and individual customer care.

Member Owned Cooperative

Progressive Farm Credit Services is an independent, cooperative organization owned and controlled by the farmers who borrow from it. A Board of Directors, elected from the member-borrowers along with two outside directors, is responsible for representing the best interests of the organization and its borrowers. We are a member-owned cooperative.

Patronage Refund Program

Our member-borrowers share in the profits of the cooperative in the form of patronage refunds. As a member, patronage refunds reduce the effective cost of borrowing by reducing net interest rates - putting our profits in your pockets.

Since 1994, Progressive Farm Credit Services has paid back more than $65 million to its customer-owners through its 100% Cash Patronage Refund Program!

Local Credit Decisions

Loan decisions are made locally, by people who live here, work here and invest here.

On the Spot Financing

On most loans under $350,000, we're able to provide fast and convenient financing, within 24-hours of receiving your application.


Progressive FCS employees are members of many of your local communities. Local school boards, fairs, and community organizations are just a few examples of areas where we are involved. We do this because every action helps to make our communities a better place for all people.

Generations of knowledge, experience and service working for you - for over 100 years!